The Cyprus desk · Republic of Cyprus

Moving to Cyprus.
Put the pieces in order.

Permission to work. Your tax position. A home, healthcare and cash to land. One source-led place to connect the decisions.

€22,000First ordinary taxable-income band · 2026
15%Standard company profit tax · not owner take-home
11 guidesRoutes, tax, banking, housing and cover

The short answer: Cyprus may fit an employee, remote worker, founder or retiree—but a visitor permit does not authorize work, the 60-day tax route does not grant a visa, and non-dom is not “no tax everywhere.” Check the route first, then model the cash.

Start with the activity

What will you actually do there?

Choose the relevant file. Citizenship, existing rights, family status and where the work is performed matter more than a label.

EU/EEA

MEU1 registration

Category-specific evidence and a four-month registration deadline. Non-EU family use a separate process.

Understand the route →
Foreign resources

Visitor permit

No employment or economic activity. Check banking, guarantee, insurance and actual lawful-stay expiry.

Understand the route →
Foreign remote work

Digital Nomad

€3,500 monthly net-income headline, separate family uplifts and work restrictions.

Understand the route →
Company & owner

Founder / employee

Company eligibility, personal work permission and owner cash are different decisions.

Understand the route →
Qualifying investment

Investor residence

€300,000 investment headline plus income, family and continuing conditions. Not blanket 5% VAT.

Understand the route →
Household essentials

Healthcare, housing & banking

Check beneficiary entitlement, comparable quotes, utility categories and the pre-ARC banking sequence.

Understand the route →

Scope: the Republic’s government-controlled areas. EU and euro-area membership do not mean general Schengen access. Current-source notes and limitations are below.

Turn confirmed facts into a plan

Three tools. Clear boundaries.

All amounts are EUR. Local calculations only: nothing is sent or saved. Example costs are not market quotes or eligibility approvals.

01 / Cash flow · EUR · 2026

What reaches your household?

Distinct ledgers for employee, Freelancer and Founder. Pension and crypto modes show tax components only.

Annual total, including every payment. The supported illustration uses 12 equal monthly payments.
No relief is inferred from salary or passport. Do not stack reliefs.

Salary scope: no other income, deductible funds/insurance, household deductions or foreign tax. SI ceiling €5,742/month; GeSY €180,000 income base; the TD59 one-fifth deduction cap is applied.

Example only, not a Cyprus market average. Subtracted from owner/personal net cash once, not from company profit.

Live illustration; switching models keeps each model’s inputs. A reset clears these example inputs only.

Loading the local illustration…

Sources and limits: income tax · company and owner · crypto classification. Calculations run in this page; no financial inputs are submitted or saved.

The complete Cyprus reading list

Go deeper on the decision.

Open a full guide on its own page. No hover-only articles and no click-handler-only destinations.

tax

Cyprus non-dom status and tax residence

Separate Cyprus tax residence from non-dom status. Check the 60-day conditions, domicile history, TD38 evidence, GeSY and the conditional paid SDC option.

Read the guide →
tax

Cyprus income tax: bands, salary relief and contributions

Check Cyprus's 2026 income-tax bands, the separate 50%, 25% and 20% relief tests, TD59 deduction limits and employee versus self-employed contributions.

Read the guide →
tax

Cyprus crypto tax: disposals, losses and exclusions

Understand Cyprus's 8% crypto-disposal regime, same-year loss restriction, mining-acquired asset exclusion and the records needed before a bank transfer.

Read the guide →
work

Cyprus visitor and Digital Nomad permits compared

Compare Cyprus visitor and Digital Nomad work restrictions, income evidence, family uplifts, bank guarantees, application deadlines and renewal checks.

Read the guide →
work

Cyprus MEU1 registration and non-EU family members

Prepare for Cyprus MEU1 registration within four months, with category-specific documents, a separate MEU2 family route and independent healthcare checks.

Read the guide →
property

Cyprus permanent residence by investment

Check Cyprus Regulation 6(2) investment categories, income and family evidence, work limits, fees, monitoring and the conditions for retaining residence.

Read the guide →
work

Cyprus company setup: tax, work rights and owner income

Separate Cyprus company revenue, business costs, payroll, 15% corporate tax and owner dividends. Check BSC investment and work-permit conditions independently.

Read the guide →
banking

Opening a Cyprus bank account without circular planning

Prepare identity, tax-residence and source-of-funds evidence for a Cyprus bank. Check pre-ARC onboarding, guarantees, provider protections and fees directly.

Read the guide →
housing

Renting in Cyprus: evidence, deposits and household costs

Check a Cyprus lease against your actual residence route, then budget quoted rent, refundable deposits, utilities, insurance and transport without double counting.

Read the guide →
property

Buying property in Cyprus: VAT, title and permissions

Separate Cyprus property permission, title and contract checks from investor residence. Confirm reduced VAT eligibility, transfer fees and the complete purchase budget.

Read the guide →
protection

Cyprus healthcare: GeSY access and private insurance

Check GeSY beneficiary eligibility separately from tax residence and contributions, then plan enrolment, S1 rights or appropriate private insurance before moving.

Read the guide →

Practical order

Evidence first. Commitments second.

Before a non-refundable payment, confirm the work route, bank path, source of funds and complete cost—not just the tax headline.

  1. Check origin-country obligations and Cyprus work/residence permission.
  2. Coordinate bank, housing, insurance and guarantee evidence.
  3. File before the actual stay expires; keep the receipt and travel conditions.
  4. Register tax, payroll/SI and healthcare separately.
  5. Calendar renewals, return travel, filings and investor monitoring as applicable.

Follow the banking dependencies · Check visitor and nomad travel conditions

Learn More

Sources checked on . Confirm current requirements and case-specific treatment before acting; this is not specialist certification or an individual approval.

Prepared with AI assistance from the linked sources. How we work →

General education, not personal tax, financial, immigration or legal advice. CyLaw reproduces Greek legislation through the Cyprus Bar Association; it is not a government-issued English translation.

EAC direct access was intermittent during review; its published schedule is not a personal connection quote. Source notes, arithmetic examples and special-case limits are preserved in the individual guides.