Cyprus permanent residence by investment

What the investor route requires

The four categories are:

• A: first-sale residential property from a developer, at least €300,000 plus VAT.
• B: other qualifying real estate, including commercial property; resales can qualify. VAT depends on the transaction.
• C: share capital in a qualifying operating Cyprus company, with physical presence and at least five employees.
• D: units in qualifying Cyprus AIF/AIFLNP/RAIF arrangements with the required Cyprus investment. Not every fund qualifies.

Confirm the source and payment trail before committing. The policy's permitted use of spouse income and an independent certified accountant's income confirmation should not be replaced by a universal “only the applicant's foreign tax return is accepted” rule.

Following approval, the current clarification removes annual income re-submission, but retains annual investment evidence and medical-insurance evidence where not covered by GeSY, plus criminal-record evidence every three years. A permit holder approved while abroad must establish residence within one year. The policy also provides for loss of the right on acquiring permanent residence elsewhere or on an absence of two years; “just visit every two years” is incomplete. Residence rights and renewal of the physical card are different. Investor policy.

Why the headline price is not the total

The minimum investment is €300,000 in the qualifying category. Secure annual income is €50,000 plus €15,000 for a spouse and €10,000 per eligible dependent child. Residential option A needs income from abroad; other options can include eligible Cyprus income. Family categories and adult-dependant exceptions require the actual policy, not a generic headcount. Investor policy.

The application fee is €500, plus €70 per person for first registration where applicable. VAT, professional charges, insurance, household spending and actual capital commitments remain separate. The approximately two-month examination guidance concerns a complete qualifying file, not guaranteed approval.

This is not a general salaried-work permit. Check limited directorship/shareholding exceptions and any separate work permission rather than inferring it from ownership. Investor policy.

How to check the investment before committing

1. Match the asset and source/payment trail to the selected category before paying a non-refundable reservation.
2. Establish family eligibility and income evidence under that category.
3. For property, complete independent title, planning, contract-protection and foreign-buyer-permission checks.
4. Obtain a property-specific VAT determination; the immigration investment threshold does not grant 5% VAT.
5. Separate fees, invested capital, refundable cash and ongoing spending in the arrival planner.
6. After approval, retain evidence for the ongoing conditions and distinguish the residence right from the physical card's expiry.

Read buying property in Cyprus and bank onboarding evidence. Do not describe this route as citizenship or general Schengen access. EU profile.